Health Insurances We Accept for Chiropractic Care
At Larson Chiropractic, we know that many of our patients have questions about how their visit is going to be paid for. The good news is that we have a variety of options when it comes to payment. We will tailor our payment plans in a manner that will work best for you. While we do accept cash, we also accept chiropractic insurance. Some of the most important information when it comes to chiropractic coverage for a chiropractor in Lincoln is listed below!
Does Health Insurance Cover a Chiropractor in Lincoln?
Yes! The good news is that the vast majority of health insurance plans are going to cover the cost of a visit to a chiropractor. Like traditional medical doctors, the amount of coverage is going to vary from plan to plan. Anyone who has questions or concerns about their chiropractic coverage on their insurance plan should take a close look at the information on the plan when it comes to deductibles, co-pays, and coinsurance. Or, feel free to give us a call. We are happy to review information about chiropractic insurance with you.
How Much Does a Chiropractor Cost Without Insurance?
We see plenty of patients who elect to go without insurance and pay with cash instead. This is also fine! The exact cost of the visit is going to vary depending on the length of the visit, the number of treatment sessions, and whether or not any advanced procedures were performed during the visit. Of course, we are going to be as transparent with our patients as possible. We will make sure that you know exactly how much the visit is going to cost before we do anything.
How Much Is a Chiropractor with Insurance?
The good news is that most chiropractic coverage is very good with chiropractic insurance. The exact amount someone will have to pay with health insurance will also vary from plan to plan. In general, most patients are going to have to pay some sort of copay with the visit. This usually ranges between $30 and $200 per session. Some patients have plans that might cover 100 percent of the visit while other patients might have plans to include additional out-of-pocket costs, such as coinsurance. In general, health insurance can save someone a lot of money on a chiropractic visit. Call us to find out more!
HMO vs. PPO Insurance
It is important for everyone to note the differences between a PPO and HMO health insurance plan. In general, an HMO plan is going to have:
- Lower premiums
- Lower out of pocket costs
- Lower copayments
On the other hand, an HMO is going to severely limit the number and type of providers someone can visit. The network is smaller and some patients might not have coverage for doctors who are out of network.
A PPO plan is going to provide:
- More coverage, including for doctors out of network
- Specialist visits without referrals
- More flexibility in use
A PPO plan is usually more expensive and has higher out of pocket costs.
Insurance Plans Accepted at Larson Chiropractic
At Larson Chiropractic, the most common insurances that we accept include:
- BCBS (Blue Cross Blue Shield)
- Medicaid (excluding the UHC plan)
While we do accept UHC and UMR, we are out of network for these insurance providers. If you have questions about whether or not we accept your insurance, please call us and ask!
Why Choose Larson Chiropractic and Acupuncture
At Larson Chiropractic and Acupuncture, we have a team of highly experienced and skilled providers who are here to provide you with the best possible healthcare. We will take the time to get to know you, identifying the root cause of your problems. Trust us to help you. If you are looking for a chiropractor in Lincoln, NE give us a call today! Contact us today to make an appointment by dialing (402) 421-1626